Don't forget to factor in closing costs when considering a home sale or purchase. Doors Real Estate Management, Inc. is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (760) 602-0221 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

Anticipated closing costs

There are certain typical fees linked to closing the sale of a house. These fees are commonly divided between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help lead you through your deal.

Closing costs that are loan-related    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, we'll not only work to get the highest sales price, but we'll also campaign for lower closing costs. And once we've come to an agreement, we'll give a detailed list of the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing real estate in Carlsbad, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not astonished when you arrive at the closing table. We'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem unusual.

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